Financial Education Services of Washington (FES) operates under Sound Planning Group, Inc. Sound Planning Group, Inc and SPG Advisors, LLC (SPGA) collectively operate under Sound Planning Group (SPG). Investment advice is offered through SPGA, an SEC registered investment advisor. Sound Planning Group, Inc offers Medicare and insurance products.
SPG and FES are not affiliated with or endorsed by Medicare, the Social Security Administration or any government agency.
None of the material in this class is intended to give you specific retirement planning, tax, investment, real estate, insurance, legal, accounting or financial advice, but rather to serve as an educational platform to deliver information. SPG does not provide tax, estate, or legal advice. Consult with a professional prior to making any financial decisions for your personal situation.
Medicare Workshop Disclosure
This workshop provides educational information that is followed by an opportunity for you to discuss your questions with a licensed Medicare agent.
For accommodations of persons with special needs at meetings call 1-877-486-2048.
Plan Availability
Sound Planning Group, Inc (SPG) contracts with major carriers in the marketplace that we feel bring value to our Medicare planning process. SPG does not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE to get information on all of your options.
Tax Disclosure
To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal tax information contained in these classes or workbooks is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing, or recommending to another party any transaction or matter that is contained in this document.
Investment Advice and Security Transactions
The material in these classes and workbooks are not intended to show you how the strategies presented can specifically apply to your own retirement planning but rather to offer an idea of how these principles generally may apply.
There are often numerous Social Security claiming strategies available to you and your best strategy depends, in part, on personal tradeoffs and decisions that only you can make. The information provided to you by us does not constitute a comprehensive financial plan and should not be considered as one.
It is your responsibility to carefully consider any information we provide to you and to verify this information and the implications of any decisions made based on this information with the appropriate financial professionals or other practitioners of your choosing prior to acting on this information.
Periodic Changes
We attempt to be as accurate as possible. However, we rely on information, some of which changes periodically, from the Social Security Administration and various service providers, tools, and other sources. While believed to be accurate, we do not warrant that product and service descriptions or other content or information provided herein is accurate, complete, reliable, current, or error-free and we do not endeavor to update the details contained after initial publication.
Performance
Past performance is not indicative of future results. Projected rates do not reflect the actual or expected performance with any example or financial product. Potential for profits is accompanied by possibility of risks. Hypothetical performance are results that were not achieved by a portfolio. Rates of return are for illustrative purposes only. Consult an advisor to review your specific situation. It is your responsibility to carefully consider any information we provide to you and to verify this information and the implications of any decisions made based on this information with the appropriate financial professionals or other practitioners prior to acting on this information.
Security Transactions
This material is not a solicitation, offer to buy, or sell any security or instrument or to participate in any trading strategy. Nothing in these classes or workbooks is to be construed or interpreted by any party as a commitment or intent to purchase or sell any products or services; to initiate discussions; or to engage in any business relationship.