FES provides courses on the critical retirement topics of Medicare, Social Security & Taxes, and Retirement Planning.

Learn more below.

Financial Education Services of Washington (FES) is on a mission to increase financial literacy amongst American adults by developing straight-forward and engaging content that will help you make informed decisions as they relate to your retirement and personal finances.

Our courses address topics that are at the forefront of baby-boomers minds including: conservative investment strategies in a low-interest market, developing a financial plan incorporating your goals and fears, maximizing your income in retirement, and using tax-advantaged strategies to leave a lasting legacy to the next generation.

FES is based in Kirkland, WA.


With so many options to choose from, how do you determine which plan is right for you? This workshop can help you navigate the many decisions of Medicare, such as which programs are most suitable to your physicians, prescriptions and level of health care you desire.

During this educational class, you will learn:

  • What to do if you currently have employer or union health care coverage
  • What you need to know before enrolling in a Medicare plan
  • What are Medicare Parts A, B, C and D?
  • The differences between Medicare Supplement and Advantage Plans
  • Some physicians will not accept Medicare – learn how to find a plan that will work with your doctors
  • What are the penalties if I miss my initial coverage election period?
  • Will Medicare cover me if I travel outside of the United States?
  • Will I pay a surcharge tax because of my income bracket? If so, how much?

Sound Planning Group contracts with multiple major carriers in the marketplace that we feel bring value to our Medicare planning process. Sound Planning Group does not offer every plan in your area. Currently we represent 7 organizations which offer 68 products in your area. Please contact medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options.

Register for our FREE Medicare 101 class!

If you have any questions, please do not hesitate to reach out.


This paid course will help you decide when to claim Social Security, as well as how to coordinate spousal and survivor benefits, minimize taxes and work while you take Social Security.

During this educational class, you will learn:

  • How to reduce or potentially eliminate taxes on your SS benefits
  • How Biden’s new tax law may affect your retirement planning and future income expectations
  • How special planning strategies may significantly increase your total benefits
  • Little-known strategies to combine Social Security, Ordinary Income, and Capital Gains to maximize your income, while reducing annual taxes
  • Special strategies for married couples, divorced individuals, and widows

…and more!

Register for our Social Security & Taxes class!

The class fee is $15 and includes a workbook for you and your guest. If you have any questions, please do not hesitate to reach out.


This course was created for those ages 50 and up, who are looking to develop a plan for retirement that consists of more than just a diversified portfolio. During this workshop, attendees get the opportunity to learn techniques and strategies that could help them generate more predictable income, decrease risk, and potentially reduce or eliminate taxes in retirement.

During this educational class, you will learn:

  • How you may potentially increase your interest earnings while safeguarding your assets from risk (even in a zero-interest banking rate environment)
  • How market cycles and America’s debt and deficits could impact your retirement and what to do about it
  • How the new tax reform bill could impact your bottom line and retirement nest egg
  • Income planning strategies that can help you maximize your retirement assets and optimize your retirement plan
  • Why getting a second opinion could be one of the most important financial decisions you make

…and more!

Register for our Principles of Retirement Planning class!

If you have any questions, please do not hesitate to reach out.

Financial Education Services of Washington (FES) operates under Sound Planning Group, Inc. Sound Planning Group, Inc and SPG Advisors, LLC (SPGA) collectively operate under Sound Planning Group (SPG). Investment advice is offered through SPGA, an SEC registered investment advisor. Sound Planning Group, Inc offers Medicare and insurance products.

SPG and FES are not affiliated with or endorsed by Medicare, the Social Security Administration or any government agency.

None of the material in this class is intended to give you specific retirement planning, tax, investment, real estate, insurance, legal, accounting or financial advice, but rather to serve as an educational platform to deliver information.  SPG does not provide tax, estate, or legal advice. Consult with a professional prior to making any financial decisions for your personal situation.