Financial Education Services of Washington (FES) is on a mission to increase financial literacy amongst American adults by developing straight-forward and engaging content that will help you make informed decisions as they relate to your retirement and personal finances.
Our courses address topics that are at the forefront of baby-boomers minds including: conservative investment strategies in a low-interest market, developing a financial plan incorporating your goals and fears, maximizing your income in retirement, and using tax-advantaged strategies to leave a lasting legacy to the next generation.
FES is based in Kirkland, WA.
- What to do if you currently have employer or union health care coverage
- What you need to know before enrolling in a Medicare plan
- What are Medicare Parts A, B, C and D?
- The differences between Medicare Supplement and Advantage Plans
- Some physicians will not accept Medicare – learn how to find a plan that will work with your doctors
- What are the penalties if I miss my initial coverage election period?
- Will Medicare cover me if I travel outside of the United States?
- Will I pay a surcharge tax because of my income bracket? If so, how much?
Sound Planning Group contracts with multiple major carriers in the marketplace that we feel bring value to our Medicare planning process. Sound Planning Group does not offer every plan in your area. Currently we represent 7 organizations which offer 68 products in your area. Please contact medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options.
- How to reduce or potentially eliminate taxes on your SS benefits
- How Biden’s new tax law may affect your retirement planning and future income expectations
- How special planning strategies may significantly increase your total benefits
- Little-known strategies to combine Social Security, Ordinary Income, and Capital Gains to maximize your income, while reducing annual taxes
- Special strategies for married couples, divorced individuals, and widows
- How you may potentially increase your interest earnings while safeguarding your assets from risk (even in a zero-interest banking rate environment)
- How market cycles and America’s debt and deficits could impact your retirement and what to do about it
- How the new tax reform bill could impact your bottom line and retirement nest egg
- Income planning strategies that can help you maximize your retirement assets and optimize your retirement plan
- Why getting a second opinion could be one of the most important financial decisions you make
Financial Education Services of Washington (FES) operates under Sound Planning Group, Inc. Sound Planning Group, Inc and SPG Advisors, LLC (SPGA) collectively operate under Sound Planning Group (SPG). Investment advice is offered through SPGA, an SEC registered investment advisor. Sound Planning Group, Inc offers Medicare and insurance products.
SPG and FES are not affiliated with or endorsed by Medicare, the Social Security Administration or any government agency.
None of the material in this class is intended to give you specific retirement planning, tax, investment, real estate, insurance, legal, accounting or financial advice, but rather to serve as an educational platform to deliver information. SPG does not provide tax, estate, or legal advice. Consult with a professional prior to making any financial decisions for your personal situation.